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Areas Served Around Grand Forks, ND

Owners anywhere in Grand Forks County can call or send the online form. Here is what the public data shows for nearby places.

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In short

Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, accepts requests by phone and online from anywhere in Grand Forks County. This page notes nearby North Dakota places with the Census data available for their ZIP codes, explains why ZIP figures are not town figures, and points to the Grand Forks, ND page for county-wide counts.

Small Business Loans Across Grand Forks County, ND

Every request starts by phone or the online form, so an owner in a small town gets the same process as one in the city. County-wide employer and nonemployer counts are on the Grand Forks, ND page.

A note on the figures below: each is for a USPS ZIP code, and every one of these towns covers well under 1% of its ZIP's land. The counts describe the area served by that post office, not the town alone.

Thompson, ND

Thompson is about 11 miles south-southwest of Grand Forks, ND, in Grand Forks County. ZIP 58278 had 41 employer establishments in 2023, 73.2% with fewer than five employees; construction led with 10 (ZIP Code Business Patterns). Thompson covers 0.4% of the ZIP's land.

Emerado, ND

Emerado is about 15 miles west of Grand Forks, ND, in Grand Forks County. ZIP 58228 had 26 employer establishments in 2023 with 174 employees; construction (5), transportation and warehousing (4) and accommodation and food services (4) were the largest groups (ZIP Code Business Patterns). Emerado covers 0.3% of the ZIP's land.

Manvel, ND, Gilby, ND and Reynolds, ND

Manvel (about 12 miles north-northwest), Gilby (about 23 miles west-northwest) and Reynolds (about 18 miles south) are smaller places in the county; Reynolds also extends into Traill County, ND. Their ZIP codes each had fewer than 25 employer establishments in 2023, too few for useful sector detail, so this site does not publish figures for them.

Buxton, in Traill County, ND, about 23 miles south, is in the same position.

Places Across the State Line in Minnesota

Several towns within 25 miles of Grand Forks, ND are across the state line in Minnesota, in Polk County and Marshall County. They are not covered on this site at present.

Business Loans in Grand Forks County, ND: How to Start

Call (701) 380-7669 or send the brief form with what the money will pay for. Funding partners review each request and make their own decisions, wherever in the county the business is based.

By Swiftbank Lenders · Updated

Grand Forks County, ND by the Census Numbers

  • 1,903Employer establishments. Grand Forks County, ND business locations with one or more paid employees.Source: U.S. Census Bureau, County Business Patterns 2023
  • 4,759Businesses with no payroll. Grand Forks County, ND businesses with receipts but no paid employees.Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 46.5%Employers under five employees. Share of Grand Forks County, ND employer establishments with fewer than five employees.Source: U.S. Census Bureau, County Business Patterns 2023
  • 186Housing units permitted, 2025. New privately owned housing units authorized by building permits in Grand Forks County, ND.Source: U.S. Census Bureau, Building Permits Survey 2025

Nearby Places, Grand Forks, ND Area

Wherever the business sits nearby, the phone and the online form both work.

Outside the City of Grand Forks, ND?

(701) 380-7669

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