In short
Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, answers questions here: whether a business bank account is needed, how lines of credit affect credit scores, whether a merchant cash advance is a loan, whether equipment financing counts as a loan, and where tax questions belong. Swiftbank Lenders matches your request with funding partners, who review it and make their own decision.
How to Use These Answers
The answers are general. Your situation, and each partner's rules, decide the specifics. For the step-by-step process, see how a request works.
Two topics have their own pages: merchant cash advances, which are not loans, and business lines of credit.