Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, sets out its disclosures here: how a request reaches funding partners, what a merchant cash advance is, why worked examples are illustrative, and where the local figures come from. Each local figure cites a public source and year.
Where the Capital and the Decisions Come From
Swiftbank Lenders does not lend money, make credit decisions or set rates, terms or amounts. Swiftbank Lenders connects you with lending partners; partners make credit decisions and set rates and terms. The word Lenders in the company name does not mean it lends.
Sending a request is not the same as approval. Partners may decline, ask for more information or make an offer on terms different from what you requested.
Merchant Cash Advances
A merchant cash advance is not a loan. It is a purchase of a share of a business's future receipts, collected by a holdback of card sales or by fixed debits until the purchased amount is delivered. The total remitted can be much higher than the amount advanced. Read the agreement and add up the total before signing.
Rates, Terms and Examples
This site publishes no rates, typical amounts, approval odds or funding times, because partners set them. Every worked example on the site is labeled illustrative; the figures in examples are not offers and are not typical of any partner's pricing. The calculator gives estimates only.
Local Data
Figures about Grand Forks County, ND and nearby ZIP codes come from public U.S. Census Bureau programs (County Business Patterns 2023, ZIP Code Business Patterns 2023, Nonemployer Statistics 2024, the American Community Survey 2020-2024 and the Building Permits Survey), cited where used. Because employer and nonemployer counts differ in program and year, this site never sums them.
Not Legal, Tax or Accounting Advice
The site offers no legal, tax or accounting advice. Licensing, permit, tax and regulatory questions belong with the relevant authorities and with qualified professionals.
Licensing and Regulatory Status
Questions about Swiftbank Lenders' own licensing or registration status should be directed to the company by phone.
Your Information
The request form collects your full name, phone number, email address and company name (optional), plus three required selections: time in business, an annual revenue range and a requested amount range, and a consent checkbox. How that information is used and shared is described in the privacy policy linked in the footer.