# Swiftbank Lenders > Swiftbank Lenders is a small-business funding broker at 23 S 4th St, Grand Forks, ND 58201 (phone (701) 380-7669). It helps businesses in Grand Forks, ND and across Grand Forks County, North Dakota, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Swiftbank Lenders connects you with lending partners; partners make credit decisions and set rates and terms. Swiftbank Lenders is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Swiftbank Lenders does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 23 S 4th St, Grand Forks, ND 58201, United States - Phone: (701) 380-7669 - Apply: https://swiftbanklenders.com/apply/ - Service area: Grand Forks, ND and all of Grand Forks County, North Dakota - Language: English ## Funding options - [Compare Business Funding Options in Grand Forks, North Dakota](https://swiftbanklenders.com/business-loans/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, compares six structures here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is matched to the purpose it suits and how it is paid back. Funding partners review requests and set every rate and term. - [Working Capital Loans for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/business-loans/working-capital/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains working capital loans: short-term funding for payroll, supplier bills and the wait for receivables. This page covers how the amount is usually sized, whether it is short or long term, how it differs from a line of credit or an advance, and what funding partners review. - [Business Term Loans for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/business-loans/term-loans/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains business term loans: a single amount repaid in installments over a set term. Owners use them for renovations, expansion, a second location or buying an established business. Here is what partners may ask for, plus worked examples and links to local permit timing. - [Business Lines of Credit for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/business-loans/line-of-credit/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains business lines of credit: a revolving limit you draw against and repay repeatedly. This page covers qualifying, collateral, timing, payroll use, how a line compares with a credit card, and how uneven months are planned for. Funding partners set the limit, rate and terms. - [Inventory Financing for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/business-loans/inventory-financing/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains inventory financing: funding for stock bought before it sells, often secured by the goods. This page covers how it works, inventory turnover and carrying-cost arithmetic, boutique and convenience-store examples, and the records partners ask for. Rates and terms are always the partner's to set. - [Equipment Financing and Leasing for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/equipment-financing/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains equipment financing and leasing: loans and leases for trucks, vans, lifts, chairs and kitchen lines, new or used. This page compares buying with leasing, explains how equipment terms are usually set, covers used, restaurant and contractor equipment, and lists what partners ask for. - [Merchant Cash Advances for Grand Forks, ND and Grand Forks County, ND](https://swiftbanklenders.com/merchant-cash-advance/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains merchant cash advances: a purchase of a share of future receipts, not a loan. This page covers how remittance works, how factor rates and holdbacks set the total, whether advances show on credit reports, how advance debt builds up, and when another structure is worth comparing. ## Industries - [Business Funding by Industry in Grand Forks, ND](https://swiftbanklenders.com/industries/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, groups forty kinds of business here, each with a short note on typical funding needs and a link to the right structure or industry page. Funding partners consider requests from businesses across most industries in Grand Forks County and decide on each one themselves. - [Business Loans and Funding for Contractors and Builders in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/construction/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for contractors and builders: working capital for crews and materials, lines of credit for progress billing, and equipment financing for trucks and machines. This page covers retainage, cash-flow fixes, what partners review and Grand Forks County construction counts from the Census Bureau. - [Business Loans and Funding for Retailers in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/retail/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for retailers: inventory financing for stock, lines of credit for recurring orders, and equipment financing for fixtures and coolers. It covers liquor stores and boutiques, ways to improve retail cash flow, what partners review and Grand Forks County retail counts from the Census Bureau. - [Business Loans and Funding for Restaurants in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/restaurants/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains restaurant funding: equipment financing for kitchens, term loans for renovations and new locations, working capital for slow weeks, and merchant cash advances (not loans) for card-heavy gaps. It includes what partners review and Grand Forks County restaurant counts from the Census Bureau. - [Business Loans and Funding for Chiropractic, Therapy and Optometry Practices in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/chiropractors-and-therapists/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for chiropractic, physical therapy and optometry practices: equipment financing for tables, imaging and exam lanes, term loans for build-outs and practice purchases, and working capital while claims are paid. It includes what partners review and Grand Forks County practice counts from the Census Bureau. - [Business Loans and Funding for Auto Repair Shops in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/auto-repair/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for auto repair and maintenance shops: equipment financing for lifts and diagnostics, inventory financing for parts, working capital for payroll and buying an existing mechanic shop. It includes what partners review and Grand Forks County repair-shop counts from the Census Bureau. - [Business Loans and Funding for Gas Stations and Convenience Stores in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/gas-stations-convenience-stores/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for gas stations and convenience stores: inventory financing for store stock, equipment financing for coolers and dispensers, and term loans to buy or remodel a station. It covers stocking costs, the buying process, what partners review and Grand Forks County station counts. - [Business Loans and Funding for Insurance Agencies in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/insurance-agencies/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for insurance agencies: term loans to acquire a book of business, working capital while new producers ramp up, and lines of credit for commission timing. It covers how acquisition financing works, what partners review and Grand Forks County agency counts from the Census Bureau. - [Business Loans and Funding for Bars and Taverns in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/bars/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for bars and taverns: equipment financing for draft systems, coolers and kitchens, term loans for remodels, working capital for slow stretches and merchant cash advances (not loans). It covers liquor-license questions, financing agreements, what partners review and Grand Forks County bar counts. - [Business Loans and Funding for Landscaping and Lawn Care Companies in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/landscaping/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for landscaping and lawn care companies: equipment financing for commercial mowers, trailers and skid steers, lines of credit for crew payroll and materials, and term loans to buy a route or company. It includes what partners review and Grand Forks County landscaping counts. - [Business Loans and Funding for Law Firms in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/law-firms/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for law firms: lines of credit for case costs and uneven fees, working capital for payroll, and term loans for partner buy-ins, office moves and technology. It covers the financing options, what partners review and Grand Forks County legal-services counts from the Census Bureau. - [Business Loans and Funding for Plumbing and HVAC Contractors in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/plumbing-hvac/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for plumbing, heating and air-conditioning contractors: equipment financing for service vans and tools, lines of credit for parts and payroll during commercial jobs, and term loans for buying a plumbing business. It includes what partners review and Grand Forks County mechanical-contractor counts. - [Business Loans and Funding for Dental Practices in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/dental-practices/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for dental practices: equipment financing for chairs and imaging, term loans for build-outs and practice acquisitions, and working capital while insurance claims are paid. It covers acquisition loans, opening costs, what partners review and Grand Forks County dental-office counts from the Census Bureau. - [Business Loans and Funding for Electrical Contractors in Grand Forks, North Dakota](https://swiftbanklenders.com/industries/electrical/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains funding for electrical contractors: equipment financing for bucket and boom trucks, new or used, working capital for wire, gear and payroll on long projects, and lines of credit for progress billing. It covers what partners review and Grand Forks County electrical-contractor counts from the Census Bureau. ## Guides and calculators - [Business Funding Guides and Tools for Grand Forks, ND Owners](https://swiftbanklenders.com/resources/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, keeps its practical guides here: what to have ready about a North Dakota contractor license before a funding request, how zoning and building permits in Grand Forks, ND affect a build-out timeline, and an equipment payment calculator set up for dump truck purchases. - [North Dakota Contractor License: Requirements, Renewal and Funding Requests (Grand Forks, ND)](https://swiftbanklenders.com/resources/north-dakota-contractor-license/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains how a North Dakota contractor license fits into a funding request: which records to keep together, how renewal dates and lookups matter to a partner's review, and which questions to take to the state or an attorney. It does not state the legal requirements; those come from official sources. - [Grand Forks, ND Zoning and Building Permits: Timing a Lease, Build-Out or Expansion](https://swiftbanklenders.com/resources/grand-forks-nd-zoning-and-building-permits/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains how zoning and building permits affect a lease, build-out or expansion in Grand Forks: confirming whether a property is inside city limits, checking that the use is allowed, building permit timing into a term loan or equipment request, and what to ask the city before you sign. - [Dump Truck Financing Calculator for Grand Forks, ND Contractors](https://swiftbanklenders.com/resources/dump-truck-financing-calculator/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, provides this equipment payment calculator for dump trucks and other heavy equipment. Enter the price, down payment, an annual rate and a term in months to see an estimated monthly payment and total cost including the down payment. Treat the result as an estimate; real rates and terms come from partners. ## Areas served - [Business Funding in Grand Forks, North Dakota: Grand Forks County, ND Business Facts and Resources](https://swiftbanklenders.com/grand-forks-nd/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, collects public Census figures on Grand Forks County businesses here: employer and nonemployer counts, the sectors with the most employers, ZIP 58201 and how it relates to city limits, and self-employment shares. Each figure carries its source and year, plus links to funding options and local guides. - [Areas Served Around Grand Forks, ND](https://swiftbanklenders.com/service-areas/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, accepts requests by phone and online from anywhere in Grand Forks County. This page notes nearby North Dakota places with the Census data available for their ZIP codes, explains why ZIP figures are not town figures, and points to the Grand Forks, ND page for county-wide counts. ## Company - [Business Funding in Grand Forks, ND: Loans, Lines of Credit and Equipment Financing](https://swiftbanklenders.com/): Swiftbank Lenders runs small-business funding requests out of Grand Forks, North Dakota, and owners across Grand Forks County can use it to compare working capital, term loans, lines of credit, inventory and equipment financing, and merchant cash advances. You describe the need by phone or a brief form; funding partners review the request and decide. - [How Business Funding Works in Grand Forks, ND: From First Call to Offer](https://swiftbanklenders.com/how-it-works/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, explains here how a request moves from the first call to a partner's written answer: the steps to apply for a business loan, the records lenders may look for and how many months of bank statements to expect. Swiftbank Lenders matches the request with funding partners, who review it and make their own decision. - [Business Funding Questions From Grand Forks, ND Owners](https://swiftbanklenders.com/faq/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, answers questions here: whether a business bank account is needed, how lines of credit affect credit scores, whether a merchant cash advance is a loan, whether equipment financing counts as a loan, and where tax questions belong. Swiftbank Lenders matches your request with funding partners, who review it and make their own decision. - [About Swiftbank Lenders in Grand Forks, ND](https://swiftbanklenders.com/about/): From Grand Forks, North Dakota, Swiftbank Lenders handles small-business funding requests; it helps owners in Grand Forks County pick among six funding structures, prepares the request and matches it with funding partners who review it and make their own decisions. This page explains what the company does, what it does not do and how to reach it. - [Contact Swiftbank Lenders in Grand Forks, ND](https://swiftbanklenders.com/contact/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, answers the phone and takes requests through an online form. This page lists the phone number, the mailing address in Grand Forks, what to have ready before you call, and what happens after you send the form. Funding partners review each request after it is sent. - [Request Business Funding Options in Grand Forks, ND](https://swiftbanklenders.com/apply/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, starts every request with this brief form or a phone call. The form asks for contact details, time in business, an annual revenue range and a requested amount range. We call back to discuss the need; funding partners review requests and make their own decisions. - [Disclosures for Swiftbank Lenders, Grand Forks, ND](https://swiftbanklenders.com/disclosures/): Swiftbank Lenders, a small-business funding service in Grand Forks, North Dakota, sets out its disclosures here: how a request reaches funding partners, what a merchant cash advance is, why worked examples are illustrative, and where the local figures come from. Each local figure cites a public source and year. ## Optional - [Full text of every page](https://swiftbanklenders.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://swiftbanklenders.com/sitemap.xml)